Credit Underwriter

Company Name:
Regions Financial
At Regions, we are currently seeking a Credit Underwriter IV. As the bank Credit Underwriter, you will evaluate loan applications and approve or deny loan applications according to industry and business unit standards.
Primary Responsibilities
May perform duties using automated scoring systems or traditional underwriting
Gathers additional information as necessary to make sound decisions
Responds to internal and external customer inquiries as necessary
Performs other duties necessary to support the goals and objectives of the department and overall business unit
May approve applications that are beyond the organization''s guidelines
In addition to the responsibilities listed above, the Credit Underwriter IV will be responsible for evaluating loan applications and approve or deny loan applications >$1.25 million according to residential mortgage and consumer lending standards.
7 years of residential mortgage underwriting or consumer credit experience.
Detailed understanding of GSE underwriting guidelines
Prior experience using Empower, DU/LP, and ACAPS is preferred
Sound knowledge of banking policies/services related to commercial lines of business
Commercial lending experience
Accounting skills/abilities
Proficient in applicable computer software systems to include word processing, databases and spreadsheets
Proficient in Moody-s Financial Analyst
Strong credit analysis skills
Job: Risk Management
Primary Location: Alabama-Hoover
Schedule: Full-time
Job Posting: Jun 20, 2014, 8:25:17 PM
Req ID: 40809

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